Cheap Car Insurance and Car Safety – Drink-Driving

The dangers of drink-driving, sometimes referred to as dui or dwi, have become much more obvious in recent times, as well as being socially unacceptable, have become a major concern for motorists and safety campaigners and taken much more seriously by lawmakers and law enforcers.

The seriousness with which courts regard any form of drink-driving is reflected in the severity of potential sentences and the consequences that any form of drink-driving may have on the motorist, passengers and anyone potentially involved in any accident.

The practical side of being caught and convicted to any type of drink driving can result in any or all of the following consequences. There is certainly a likelihood or possibility of being sent to jail. This may be a relatively short time and act, or be meant to act, as a real deterrent to doing it again in the future.

This is normally the case if there is no one else involved and has been no real damage done to any third party. The jail sentence will normally reflect an intent to send a message to the person involved. If the drink-driving has resulted in an accident or damages of a serious nature either to an individual or their property or loss of life, then the jail term may be significantly longer.

If the driver involved has already been convicted of a drink-driving offence in the past, then the courts will take an even harsher view and significantly increase, or the likelihood is they will significantly increase the jail term involved. The motorist involved will almost certainly lose the use of their licence for a significant period of time, quite often up to several years. This has a major impact on their lives, and the lives of their family and people who may be dependent on them having a car.

There is likely to be a significant fine as well, the amount will be dependent on the age of the driver as well as any damage that the driver may have caused. This fine will not be covered under the motorists car insurance policy and will need to be paid by them themselves out of their own pocket. In addition, when they do eventually get their licence back their insurance rates will rocket and they will have to pay a substantial loading on their car insurance policy for a long time afterwards.

In addition to the possibility of being sent to prison, there is also a significant chance that the driver will be sent on some type of alcohol safety awareness program. A court may decide to send the driver to Alcoholics Anonymous meetings, and can potentially order a number of psychiatric tests if they feel that the mental state the driver is sufficiently unstable to warrant it.

Drink-driving levels are something that are a bit of an anachronism in that they are set by lawmakers as being a top threshold at which it is deemed safe to drive having drunk a small amount of alcohol. In truth the only safe amount of alcohol is no alcohol. Many people accidentally drink slightly more than they should do and often are not aware that they are over what is a relatively low limit when they decide to drive a car. It is a much safer approach to this issue either not drink at all if you’re driving, or if you do decide to drink either get someone else to drive you or to use a taxi or a minicab.

Also bear in mind that if you are involved in an accident of any sort, whether it is your fault or not if you have an excess level of alcohol in your bloodstream, then the police and authorities will prosecute and can convict you irrespective of who was at fault or to blame for any accident.

Mobile Auto Detailing and Car Washing At or Around a Sports Stadium – Market Potential

Well, I started out in the aircraft cleaning and detailing business, and later I had franchised mobile auto detailing and car washing units around the country. Today in retirement, I am often contacted by people in the industry, or new start-ups in the sector, and they have some rather intriguing questions. I doubt there’s much I don’t know about in the industry, or have not encountered, and despite all the new technology that is now being used, the actual operations of the business haven’t changed all that much yet.

Indeed, I say that because I believe someday there will be autonomous mobile detailing units which will send out a robot to detail a car. But that’s not today, these robotic systems will be detailing the personal flying craft of the future in 30 years I suppose, maybe 20 or 25. In any case, I was talking to a fellow entrepreneur about all this the other day, and he indicated to me that he would like a mobile robotic unit to help him clean cars at sports stadiums. He lives not too far from a sports stadium, and he said that over 25,000 cars show up, and they’re only there for three or four hours, and there is no way no matter how large his crew is, or how many units they have that they could ever possibly even clean a small percentage of all those vehicles.

Whereas that might be true, he ought to get busy and clean as many as he can. The best way to get this type of business is to go make friends with those that run the Stadium, and the sports teams that practice and play there. If it is a baseball stadium, make friends with the coaches and players to detail their cars, once on the property you can make friends with the facility maintenance people, and try to get a contract giving you the exclusive for specific areas of the parking lot. When people come in you collect their money, give them a ticket, clean their car, and when they come out it is completed. It’s not as difficult as you might think.

Further, often car dealerships will have events where they sell their used cars in these giant parking lots, and there are always other events going on. Once you are in, and they have a copy of your insurance, you should be able to clean cars for anyone who shows up at any event in the future. You just need a crack team that can go balls to the wall for 3 to 4 hours and complete as many cars as possible in that time period. Indeed I wish you luck if this is a sector of the mobile detailing industry or mobile car washing industry you care to expand into. Please consider all this and think on it.

Car Rentals is a Must For Every Traveler

The Gold Coast is an ideal holiday destination for you and your family. It has everything that can make your holiday down under a memorable one. The Gold coast is arguably the best tourist destination in Australia with almost 10 million tourists enjoying its fabulous surf beaches, unparalleled theme parks and dense rainforests every year.

The most visited tourist spot in the Gold Coast is Surfers Paradise. The place offers you with many entertainment options to explore. You can indulge in various exciting activities like surfing, jet skiing, fishing and parasailing during your trip to Surfers Paradise. Apart from these, Surfers paradise is also well known for its active nightlife and unmatched facilities for beach volleyball, golf and bungee jumping.

Along with the surfers paradise, you will find many other tourist attractions. The American Style Theme Parks are few of them. These parks have in stored some of the most exciting options for you and your family. Dreamworld, Movieworld and Wet n’ Wild are the three most famous theme parks in Gold Coast. While planning a trip to these parks, make sure that you have ample time in your hand because these parks are too big and too wonderful to be done with in a single day.

Gold coast is also the home of some of the most incredible architectural masterpieces. The Q1 Building (world’s tallest residential building), Gold Coast Arts Centre, Ripley’s Believe It or Not Museum are the finest examples. You can’t even afford to miss out the attractions like Tropical Fruit Farm, Sea World and Currumbin Wildlife Sanctuary, during your trip to Gold Coast.

Car rentals gold coast is one of the ways to witness and admire the real beauty of all the tourist attractions. By renting a car, you can visit all these places at your own will. There are many car rentals options that are available for you in Gold Coast. You can go for one way car rental plan, which includes picking the car up from one place and dropping it to the other location. Generally, this plan is preferred by people, who hire cars between airport locations. Another one can be two way rental, which is normally taken up by tourists.

During peak seasons, you might also get some bonus or special offers on your car rental plan. In spite of the plan you choose, make sure that you negotiate with the car rental company.

After all, at the end of the day, it is your money!

Cheap Car Insurance and Car Safety – Safe Speeds to Drive At

Most motorists, in fact anyone who travels in a car regularly, will be well aware that there are speed limits on most roads, in fact on every road although some roads do not actually have road signs on them showing speed limits. Different speed limits have been introduced on different roads in virtually all countries over the last few years, in large part as a safety measure in order to reduce road traffic accidents and fatalities result from such accidents.

Most motorists regard speed limits as something they observe not out of respect for the safety implications but more because of the risks involved if they get caught speeding. Some motorists will undoubtedly respect speed as an issue on the roads and will adjust their speed accordingly including regarding the proper observation of speed limits on most roads.

Speed as an issue is hugely important in road safety and correspondingly in relation to car insurance. When people are learning to drive they inevitably drive much more slowly and cautiously than they do once they had passed their test and gained some level of experience of driving on roads. Much of that driving slowly and cautiously is actually not very safe driving because it is done more out of fear than out of a respect for the need for a certain speed in relation to the road conditions being driven upon.

As people progress in terms of levels of driving experience, inevitably they tend to drive faster in large part because they feel safer within their vehicle and therefore more confident. It’s quite rare if not unusual that motorists will at a conscious level, decide what speed is relevant to the situation now driving.

Most countries will have speed limits for all roads that are being driven upon. Certain countries will have a top speed for their motorway or highway or interstate and will have much lower speeds for city and urban and metropolitan areas. Most major cities and towns will have much lower levels of speed around schools and areas where there are children present. The penalties for speeding in these areas and in other areas can be quite severe.

There will inevitably be a fine often have quite a significant and actual amount, they will normally be a number of penalty points on driving licence. There will sometimes be an automatic disqualification for a period of time depending on speed being done, and in some instances if there were fatalities a time in prison might be the punishment as well. In fact in certain states in America, in the south, as you enter the state that a large signs advising you that anyone caught speeding will face $1000 fine, loss of licence and possible imprisonment as a consequence.

The above is obviously intended as a deterrent, but is not something that should be tested. It is worth pointing out that quite often roads will not have signs up advising the speed limit, but that doesn’t mean that there isn’t one – there is. There will be a speed limit on every road driven upon, even minor ones, virtually wherever you live. It is quite often a national policy in a country not to display what is a normal speed limit for certain roads. It’s normally only where there is a difference in the speed limit either lower or upper that it is advised to make this by way of a road sign.

You May Be Statistically At Risk For A Payday Loan

Recently, there has been a lot of talk about percentiles. With the presidential election on the horizon, Americans are being flooded with percentages and many are drowning in confusion. Payday loan lenders have been inundated with borrowers who are trying to stay on top of their bills. A deluge of mass media has emerged to cover the politic elections, surfacing statistical claims about economic differences among the American population and submerging any consistent sense of where one fits into the fiscal scheme of things.

These statistics raise questions that come with a lot of political baggage: Am I one of Occupation Wall Street’s 99 %? Am I one of Mitt Romney’s 47% who rely on federal benefits? And, if so, is this a bad thing?

These ‘factual’ numbers, which are meant to act as clear, logical backing for political campaigns, are leaving many Americans mystified, obscuring political agendas behind a silk-screen of percentages.

Let’s face it; politicians employ these statistics, which may or may not be whole truths, to inspire voters to stand up for a cause–their cause. Among the aforementioned percentages, there is one common denominator: they all target or discuss an audience of low income families. In some cases, these statistics are used to draw attention to discrepancies between high and low income families, while others demonize those in the low income demographic as moochers and/or freeloaders.

Yet, another statistic that has not been addressed in the campaigns but that directly relates to low income families is the number of households in this demographic that utilize payday loan services. A PEW survey recently exposed that 72 % of payday loan borrowers have a combined family income of less than $40,000 per year. Clearly, those in lower income demographics are more inclined to borrow these high interest loans, which they are required to pay off at their own expense.

It is easy to comprehend the reasons that those in low income families are more inclined to borrow–utility bills need to be paid, children need to be fed and clothed, cars need to be in working order and fueled up. This becomes even clearer when considering that most payday loans are taken out to accommodate recurrent, necessary life expenses. Evidently, many low income American families are treading water, relying on temporary safety rafts, like payday loan lenders, to stay afloat, and getting closer and closer to a tidal wave of unavoidable debt.

This raises the questions: do the aforementioned political percentages and statistics accurately represent low income families who are relying on payday loans?

To answer the question, statistics rarely speak for themselves. Yes, over 40 % of Americans rely on federal benefits, but it is important to note that this percentage is largely made up of impoverished families, mothers with young children, and senior citizens. Without such services, more people from these demographics would be pushed to rely on payday loans and cash advances, furthering their debt and making them more susceptible to extreme financial circumstances, such as bankruptcy, which ultimately costs tax payers a great deal of money. It is important to note, additionally, that a person must be employed to take out a payday loan, challenging the idea that the low income families and individuals who rely on such services are freeloaders.

In short, not only is the onslaught of political statistics confusing, it is often unreliable, as it only presents a partial picture of the current circumstances of low income American families–a demographic which makes up a significant portion of the American population.

Cruises Are a Great Option for Your Honeymoon

Cruises are actually a wonderful place to take a honeymoon. There are several reasons that they are great for this event in your life.

One of the great things about cruises is that they are almost all-inclusive. You can order room service anytime, you can order and eat as much as you desire at meal times. However, alcoholic beverages may or may not be included. You have access to pools, spas, and other amenities. The ship will take you to the shore, and you then have the freedom to explore and take excursions. If you do not want to spend any extra, you do not have to do so. Excursions cost, but you could choose to just enjoy the boat’s amenities that are included.

People may figure that cruises will cost a large amount. It is true that they can be costly, but for what you get they are well worth it. If you watch for specials, you may be able to get a good price. One thing to remember with cost is that your airline flight is not likely included. That is really the only transportation cost you will have unless you need to pay for a shuttle from the airports.

As you think about cost, try not to get overwhelmed. Just break it down. If you decide you want to go on a cruise, start having 20 dollars put in your savings account every week. By doing this, you should be able to pay for your honeymoon within four or five year’s time. The amount you save may actually exceed what you need. If you do not have five years before you are getting married, break it down in a different way. If you need to put it on credit, then you will know that you should be able to pay it off in less than seven years if you include the interest. To lucky ones, your honeymoon might be given as a wedding gift, and in these cases, you will not have to pay for anything except the extras.

There is a downside to many things, and that is the case with cruises as well. If you are prone to getting seasick or motion sick, then you might have a problem going on a cruise. If you believe you might have a problem, see your doctor. He or she should be able to provide you with something to help or a suggestion for something over-the-counter. You may or may not struggle if you get medication. There is a doctor on the ships, so if you end up having a major problem, they should be able to help.

Do not let a fear of cost or seasickness keep you from considering cruises as an option for your honeymoon. Sit down with the one you love, if you know them yet, and talk about it. If you have not yet met someone, maybe now is the time to start saving for the future.

Smart Shopping For Evening Dresses

How do you know if a dress is really worth buying no matter how expensive it is? Aside from the quality, you need to determine what kind of dress it is. Even if a dress is affordable, you won’t buy it either if you don’t think it’s worth wearing.

Shopping for evening dresses requires careful selection. You would want to make sure that you are making a good investment for your wardrobe. You may want to determine first whether it is really a functional dress or not. Do you think you can wear this on almost every special occasion that you’re about to attend? The price is the vital factor that will determine its worth. Aside from the quality of the fabric, it is the nature of dress itself. Not all of night dresses are versatile, because some women are choosy with their style.

Go for evening dresses that are still classic, elegant, and stylish. Don’t go for trendy clothing for they will just run out of fashion. Consider the design and the color of the dress. Classic styles are worthy of wearing for almost all occasions for it fits anywhere. Unlike the trendy ones, they will be a part of wardrobe’s collection. Petite dresses are trendy nowadays yet you can find its style in a classic version. Find a cheap dress that you don’t need to alter just to fit on occasion or suit on the new demands of trends.

You don’t need to get confused when choosing a worthy evening dress, in spite of an overwhelming number of selections. Once you determine its style, function, and versatility, you can stick on these criteria and choose the best dress that you can ever buy aside from its price and design. And don’t forget that it is capable of enhancing your looks and give you a good boost of self-confidence.

Quick Finance – Caveat Loans And Bridging Finance

Short term loans help people lessen their immediate money troubles, because of increasing everyday expenses and no sufficient income to meet the requirements. These loans by and large come in a shape of payday loans, in that you can obtain immediate cash with the settlement time between two and three weeks. Lots of lenders in Australia offer their service online that let you submit an application for the finance, 24 hours a day and 7 days a week.

If you need fast money, then a caveat loan, short term loan or bridging finance from any Australian finance Centre can help.

Caveat loans

Fundamentally, caveat loans are all about when lenders offer the borrower fast money, in return for their property as defense for the finance.

The submission of applications for these loans is extremely quick, and it is likely to be short term from approximately one month to four months. Usually the borrower can get the money inside 24 hours after the request has been launched, and in the majority of cases, having a bad credit documentation does not have an effect on your possibility of successfully achieving it. In other words, these loans are finance for property.

The reason caveat loans are provided for assets is since the borrower have to secure an asset against it, and the majority of the time, the assets consists of realty properties or vehicles, as other kinds of assets are usually not acknowledged to be a defense for such loans.

Bridging Finance

By explanation, Bridging Finance is a short-term loan used to buy business property.

This is something that can come in very helpful, conditional on your particular circumstances. There are two major points that you need to think about before you choose a Bridging Finance package, your wants and the condition of the property market.

One of the main benefits of Bridging Finance is that it will let you close on a property and buy a new property before you get rid of your existing one. You will need to assess your present situation to decide if your wants give good reason for taking on this sort of finance.

Paying off your Bridging Loan at the ending of the term usually depends on your capacity to sell your existing property. If it is not sold in the obligatory time, then you will have to pay the existing loan on your present property, your new property and the newly transformed Bridge Finance, too. If you think that this might be the likelihood then be sure to take a package that can be changed to business Loans if the need comes up. Or else, you might have to come up with the complete finance amount at the conclusion of the funding time.

No More Cash Problems With Fast Loans Online

There are still two weeks to go for payday and you are in need of cash. Instead of panicking or asking friends and family, you can now get loans easily. With fast loans available like payday loans, why worry about cash? Fast loans online are available to help people meet their emergency cash requirements on a temporary basis and then repay the loan together with interest on their next payday. However, there are certain things that you must take into consideration when you are in need of urgent cash.

How Payday Loans Work?
As suggested by the name, payday loans are supposed to be returned together with the amount of interest as soon as you have your next pay check in hand. This is why this loan is considered a very short-term loan. The loan period does not exceed more than 31 days is most cases. To repay the amount in such a short span, the amount granted to individuals does not exceed more than $1000 or $1500 in some cases.

While there is no credit check conducted before granting the loan, some lenders require that you deposit a postdate check with the principle amount plus interest. This is so that they automatically get the loan settled on the agreed date.

In situations where an individual fails to pay back the loan, the company extends the duration as well as the fees. At this point, positivity of these fast loans changes into negativity. Failure in paying back the money to the lender often leads to trouble because the increased fee keeps on accumulating and people repeatedly require more payday loans to get rid of their growing debts.

However, risks are associated with every business and proper money management can help an individual avoid all such risks. Moreover, such short-term cash lenders are also important for our society because people often need urgent cash and they may have no other option. However, at the same time, it is very important to plan your repayment accordingly and pay off the loan as soon as possible.

Taking a wise decision is recommended. It is always good to research for the right lenders and give enough time to go through the loan rules thoroughly. You will be required to give in some basic details about you and your current employment. The procedure is short and simple and in no time, the fast loans will be in your hand. Consider all your options before applying for payday loans.

India Imports and Exports – Part II

India-America Trade relations

For the starters, United States is India’s largest trading partner.

India’s major exports to US – include Information Technology Services, textiles, machinery, ITeS, gems and diamonds, chemicals, iron and steel products, coffee, tea, and other edible food products.

India’s major imports from US – aircraft, fertilizers, computer hardware, scrap metal and medical equipments.

Additionally, America is also India’s largest investment partner. Americans have made significant investments in India’s power generation, telecommunications, ports, roads, petroleum exploration/processing, and mining industries.

India and US have signed a new Trade Policy Forum. The sub-divisions include: Agricultural Trade Group and Tariff and Non-Tariff Barriers group.

Agricultural Trade Group- The group specially focuses on three objectives: approving on terms that will facilitate India to export mangoes to the United States, thereby sanctioning Agricultural and Process Food Products Export Development Authority (APEDA) to vouch Indian products to the standards of the U.S. Department of Agriculture, and implementing procedures for approving edible wax on fruit.

Tariff and Non-Tariff Barriers group – Insecticides manufactured by United States could be sold across the length and breadth of the country. Also, India has also agreed to cut regulations on buy/sell of carbonated drinks. Many medicinal drugs and lowering regulations on products those are not agricultural produce.

Both countries expressed interest in promoting small business initiatives in both countries by enabling trade between them..

The percentage of traded items from India to US

1. Diamonds & precious stones (25%)

2. Textiles (29.01%)

3. Iron & Steel (5.81%)

4. Organic chemicals (4.3%)

5. Machinery (4.6%)

6. Electrical Machinery (4.28%)

The percentage of traded items from US to India

1. Engineering goods & machinery (including electrical) (31.2%)

2. Precious stones & metals (8.01%)

3. Organic chemicals (4.98%)

4. Optical instruments & equipment (7.33%)

5. Aviation & aircraft ( 16.8%)

Export of Indian Agro Exports to US

The export of Indian Agro products to US forms a significant component of Indian exports to US. The Indian government apparently plays an important role in the expansion and diversification of the agricultural products and food processing industrial sector of the country. It is reportedly one of the largest in terms of production, consumption, export and growth.

The main items of Indian Agro Exports to US are:

o Rice and rice products

o Fresh vegetables

o Fresh fruits like mangoes, mango pulp, and grapes